basements
have evolved…
so should your homeowners coverage
Today’s basements are home to playrooms, man caves
, in-home
theaters, guest suites and more—a lot of extra life happens down there!
Make sure you protect what matters most—above and below ground—
because it’s not just basements that flood. By purchasing an Extended
Water endorsement1 on your ErieSecure Home® policy you can ensure your home and belongings are covered
if there’s damage from flooding. After all, if it can rain (or snow), it can flood.
Did you know a standard homeowners policy doesn’t cover flooding? Or that flooding is the most
expensive and frequently reoccurring natural disaster in the United States? This easily overlooked (and
potentially costly) gap in coverage can be filled by adding an Extended Water endorsement, which covers:
• Basements and other rooms that flood
during a storm or various flooding events2
• Water that backs up from sewers or drains
• Repair or replacement cost for both your
home and personal property2
• Some of the additional living costs
associated with temporarily relocating while
your home is being restored
• Flood avoidance reimbursement (up to
$10,000) to help proactively protect your
home before flooding occurs4
The perfect storm
Imagine a heavy storm system moves through the area and rainwaters carry debris into the street. It clogs
the drains and causes flood waters to rush down the street. Uninvited, those flood waters let themselves in
through your front door damaging the entire first floor and finished basement. It can happen in an instant,
and to top it off, a standard homeowners policy wouldn’t cover the damage.
This is just one example of countless flood scenarios
that happen in the real, unpredictable world.
For more information and a quote, contact your ERIE Agent today!
